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  Elements Signature Rewards Visa Indianapolis Indians Signature Rewards Visa Elements Platinum Visa Elements Cash Rewards Visa Butler University Rewards Visa Elements Riley Children's Foundation Visa Elements Secured Visa
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Key Benefit Earn rewards for purchases, e.g. travel and gift cards 为支持印第安纳波利斯印第安人而自豪地支付，并获得购买奖励 Pay off your balance sooner with a low rate Earn cash back for purchases1 Earn rewards and show your Butler pride! Supports the great work of Riley Children's Foundation Improve your credit score
Intro APR for 6 months for Purchases & Balance Transfers2 0% 0% 0% 0% 0% 0% No intro offer period
Variable APR After 6-month Intro Period 16.24%3 16.24%4 14.24%5 17.99%6 17.99%7 14.24%8 17.99%9
Cash Back Offer10 $200 cash bonus $200 cash bonus $200 cash bonus $200 cash bonus $200 cash bonus $200 cash bonus —
Rewards Features Pure Perks Rewards where you can earn 1.50 points to the dollar with every purchase.11 您可以在胜利球场享受许多特殊的福利，我们的纯福利奖励计划，您可以赚取1.50 points to the dollar with every purchase.12 — Earn 1% cash back on every eligible purchase with Pure Perks1 Earn 1% cash back on every eligible purchase with Pure Perks13 — —
Balance Transfer Fee None14 None15 None16 None16 None17 1%18 3%19
No Annual Fee
Special Feature No international transaction fee 没有国际交易费用加上100美元的捐款，以支持印第安纳波利斯印第安人慈善机构20 No late payment fee — No international transaction fee — Initial account funding required to help build credit
Auto Rental Collision Damage Waiver
Cardholder Inquiry Service
Emergency Card Replacement
Lost or Stolen Card Reporting
Purchase Security
Zero Liability Policy
Roadside Dispatch
Travel & Emergency Assistance Services
Travel Accident Insurance

Covering up to $250,000

Covering up to $250,000

Covering up to $100,000

Covering up to $100,000
Lost Luggage Replacement — — — — —
Extended Warranty Protection — — — — —
Year-end Summary Statement — — — — —
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  1. 1 Cash Rewards Visa Card Details: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. 合格的购买是净购买(扣除商家退货和调整). Purchases do not include cash advances, balance card transfers, 使用方便支票，不包括我们征收的任何费用和财务费用. Cash back rewards are payable to you by reducing your credit card balance. However, 奖励不会减少每月付款金额，除非信用卡总余额低于应付现金回馈奖励金额. 奖励在您符合资格参加该计划之日起生效，并根据您的对账单上打印的结算周期结束日期支付. Cash back reward amounts less than $25 will not be paid during a billing cycle. 一旦您的奖励余额达到25美元或以上，奖励将累积并支付给您. 如果奖励余额少于25美元，它将在获得该月起的5年内失效. Eligibility is restricted to accounts that are open and in good standing. 如在下一个$25增值缴款前关闭帐户，任何累积积分将被没收. Additional terms and conditions may apply.
  2. 2 Elements Visa Credit Card introductory rate good for six months. Annual Percentage Rate. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. 促销期结束后，您购买和余额转账的标准可变年利率将为17.99% for Cash Rewards Visa; 17.99% for Butler University Rewards Visa; 14.24% for Platinum Visa; 16.24% for Signature Rewards Visa; and 14.24% for Riley Children's Foundation Visa. Rates effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  3. 签证介绍性年利率(Annual Percentage Rate)有效期为6个月. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory 期间，你的采购和余额转账的标准可变年利率将是16.24% for Signature Rewards Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  4. 4 印第安纳波利斯印第安人签名奖励签证介绍性年利率，有效期为6个月. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. 在介绍期之后，您的购买和余额转账的标准可变年利率将是16.24% for Signature Rewards Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  5. 5 Platinum Visa Introductory APR (Annual Percentage Rate) good for six months. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory 在此期间，您的采购和余额转账的标准可变年利率将是14.24% for Platinum Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  6. 现金奖励签证介绍性年利率，有效期为6个月. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory 在此期间，您的采购和余额转账的标准可变年利率将是17.99% for Cash Rewards Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  7. 7 巴特勒大学奖励签证介绍性APR(年度百分比利率)，有效期为六个月. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. 在介绍期之后，您的购买和余额转账的标准可变年利率将是17.99% for Butler University Rewards Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  8. 赖利儿童基金会签证介绍性年利率，有效期为6个月. 要素金融贷款不符合支付入门余额转账优惠. Subject to credit approval. Additional limitations, terms, and conditions apply. After introductory 在此期间，您的采购和余额转账的标准可变年利率将是14.24% for Riley Children's Foundation Visa. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Elements reserves the right to amend or discontinue offers at any time. Terms & Conditions.
  9. 9 APR stands for Annual Percentage Rate. Subject to credit approval. Additional limitations, terms, and conditions apply. Rate effective June 1, 2024，并将根据《好的赌博软件推荐》公布的最优惠利率随市场而变化. Terms & Conditions.
  10. 10 Credit Card Related $200 Cash Bonus Value Offer — requiring at least 10 card purchase transactions totaling at least net $1,在信用卡批准后的90天内，将一次性获得200美元的对账单信用. Statement credit will not reduce your monthly payment. If the account is closed within six months, 届时，我们保留将对账单贷方的金额重新计入您的账户余额的权利. Secured Credit Card excluded. Existing or previous Elements credit cardholders not eligible.  /  Offer subject to credit approval and may be taxable. Elements reserves the right to amend or discontinue offers at any time. Additional terms and conditions may apply. 请在达到资格要求后的4-6周内收到对帐单. 产品优惠不能与同一产品的其他促销优惠结合使用. One offer per household.
  11. 11 Signature Rewards Visa Credit Card Rewards — You earn 1.50 points for every dollar you spend on eligible purchases. This resets at the end of each calendar year. 对帐单的贷方和存款到要素账户可以低至$50 (5),000 point equivalent). Gift Cards can be redeemed for as low as $25 (2,500 point equivalent). Redemption for Travel is also available. Transactions that do not earn Pure Perks points include PIN-based transactions, cash advances, balance consolidation checks, money order/wires, gaming chips. Visit the rewards portal page for details.
  12. 12 Indianapolis Indians Signature Rewards Visa Credit Card Rewards — You earn 1.50 points for every dollar you spend on eligible purchases. This resets at the end of each calendar year. 对帐单的贷方和存款到要素账户可以低至$50 (5),000 point equivalent). Gift Cards can be redeemed for as low as $25 (2,500 point equivalent). Redemption for Travel is also available. Transactions that do not earn Pure Perks points include PIN-based transactions, cash advances, balance consolidation checks, money order/wires, gaming chips. Visit the rewards portal page for details.
  13. 13 Butler University Rewards Visa Credit Card Cash Back: 1% cash back on every eligible purchase. No enrollment required. All cardholders are eligible when they make their first eligible purchase. 合格的购买是净购买(扣除商家退货和调整). Purchases do not include cash advances, balance card transfers, 使用方便支票，不包括我们征收的任何费用和财务费用. Cash back rewards are payable to you by reducing your credit card balance. However, 奖励不会减少每月付款金额，除非信用卡总余额低于应付现金回馈奖励金额. 奖励在您符合资格参加该计划之日起生效，并根据您的对账单上打印的结算周期结束日期支付. Cash back reward amounts less than $25 will not be paid during a billing cycle. 一旦您的奖励余额达到25美元或以上，奖励将累积并支付给您. 如果奖励余额少于25美元，它将在获得该月起的5年内失效. Eligibility is restricted to accounts that are open and in good standing. 如在下一个$25增值缴款前关闭帐户，任何累积积分将被没收. Additional terms and conditions may apply. 
  14. 14 Signature Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.
  15. 15 Indianapolis Indians Signature Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.
  16. 16 Visa信用卡交易费用-信用卡余额转账: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00. Credit Card Foreign Transaction: 1% of each Foreign Transaction in U.S. dollars.
  17. 17 Butler University Rewards Visa Credit Card Transaction Fees — Credit Card Balance Transfer: None. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00.
  18. 18 Riley Children's Foundation Visa Credit Card Transaction Fees — Credit Card Balance Transfer: 1% or a minimum of $5.00. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00. Credit Card Foreign Transaction: 1% of each Foreign Transaction in U.S. dollars.
  19. 19 Secured Visa Credit Card Transaction Fees — Credit Card Balance Transfer: 3% or a minimum of $5.00. Credit Card Cash Advance: Up to 3% for each Cash Advance or a minimum of $5.00. Credit Card Foreign Transaction: 1% of each Foreign Transaction in U.S. dollars.
  20. 20 Indianapolis Indians Charities Contribution  — Upon meeting the qualifications for the cash bonus offer, 元素公司直接向印第安纳波利斯印第安人慈善机构捐款100美元将被启动.
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